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MOMA

August 19th, 2007 at 05:56 pm


I try to put all purchases (groceries and gas mostly) onto my debit card at National City which adds up pretty fast. In Sept I tally up the points and turn them in for gift cards for Christmas gifts ($25 Target card for neice, restaurant card for my brother and SIL, a home depot card for my dad, etc) all in all it is kind of like a Christmas club and saves time/money in holiday season.

I also transfer all of my "coupon saved cash" into a separate account for "fun money"

I keep separate balances in one major money market account and transfer the balance to the "fun money" account which is now earmarked "vacation fund"

2 Responses to “MOMA”

  1. Amber Says:

    Great idea, I just applied for a Discover card in order to get the cash back

  2. boomeyers Says:

    I am racking up points on Mypoints for Christmas! Great tip!

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