I try to put all purchases (groceries and gas mostly) onto my debit card at National City which adds up pretty fast. In Sept I tally up the points and turn them in for gift cards for Christmas gifts ($25 Target card for neice, restaurant card for my brother and SIL, a home depot card for my dad, etc) all in all it is kind of like a Christmas club and saves time/money in holiday season.
I also transfer all of my "coupon saved cash" into a separate account for "fun money"
I keep separate balances in one major money market account and transfer the balance to the "fun money" account which is now earmarked "vacation fund"
August 19th, 2007 at 05:56 pm